@abousetta: interestingly, you mention compensation, although in a slightly different context.

I have to pay for professional indemnity insurance in the, hopefully unlikely, event that the work I do costs my clients money. So, while we offer advice and answers to problems, we are not being paid to provide a bespoke solution upon which a business may depend. I would worry, just a little, who would be held responsible for any losses that an organisation might make on the basis of one of these $10 turnkey solutions.