Good evening, all... I hope each of you is doing well!

This is my first time ever in a forum, so I'm learning my way around. I've used different versions of Excel over the years, but really got very interested in all of its capabilities in the last four or five years. I am a commercial banker and I use it mainly for creating budgets, reports, etc with what I would describe as "scratch-the-surface" functionality. I really enjoy Conditional Formatting and using "IF" functions. Again, just kind of scratching the surface.

I'm glad to be here and I will thank all of you in advance for any help that you lend me.

- John