Before I deposited, here is the response to my asking about the refund from forum moderator dominicb:

Quote Originally Posted by ununio View Post
"If a deal is never made, do I get the $10 refunded back to my cc?"

"If someone doesn't take your post up, yes."

https://www.excelforum.com/suggestio...ml#post4869880

He clearly is aware of refunds, which you were never aware of apparently per your post above.