insert rows with formulas

Hi guys,

I am looking to use a macro to insert rows above a row and the new row have the formulas of the above rows. i have explained it too good, but basically if row 1 has formulas, i want a macro for row 2 where a row is inserted inbetween (i.e. now row 2, and the macro refers to row 3 now) and contains the formulas of row 1. I will be using this macro for 4 different rows in the sheet.

Any help would be great.
Thnx