Vlookup and Hlookup combined

Add a helper column to the left of your table. Concatenate both columns to create the lookup value. =B3&C3 works

In your table concatenate the vertical and horizontal elements in your extended table.

=VLOOKUP($B10&C$9,$A$2:$D$6,4,FALSE)

Hey Presto. Hide column A if you don't want to see it.

Hope this helps

Chris