Would like to be able to build a worksheet over time to track expenses and contributions.

What is necesary is, for example, using labels in column A and inputting data in column B, let's use five rows of data for this example.

Would then like to have column headings below, for example, in Columns A to E, headings over 3 rows and then starting in next row (like say row 20) a formula or cell reference so that when data is entered into A and B in first five rows, it gets copied below and each time you enter new data in A and B rows 1-5, the worksheet drops down one row below to hold the new data,

I will start with that question and see if this makes sense to anyone, Title above is not well worded