How do I Scale a Number using Format Cells Custom?

I have a number in a cell of 1025132.36

I need to scale it down to this number with this formatting: 1,025.13
(Two decimal places with comma separaters)

Basically it is dividing it by 1000 or scaling it by 3 (move the decimal place to the left three places).

I cannot use /1000 in the cell and I cannot reference it to/from another cell. I must use something under Format/Cell. I was trying to create a custom format.

I saw in another forum thread to use #”.”###. This does the scaling but then I can’t make the number viewed with only two decimal places. Also when I tried to add comma separators for thousands it put a comma right before the decimal.

Any help you could provide would be appreciated.

Thanks!