You need to use two conditions
One is for the date in the cell to be less than now
i.e. the condition is less than = NOW()
with the pattern set to red.
Then press the add button and add a new condition
i.e. the condition is less than = NOW()-92
with the pattern set to amber.
92 = 3 month's worth of days.
Excel gives precendence to the first condition when both are satisfied.
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