When you right click on row 11 or 12 in the monthly sample file and insert a new blank row, then enter a numeric value in the 2006 Budget column (D) you don't see the monthly columns update? But, if you do the same thing on rows 7-10 none of the monthly columns are updated?

I can reproduce the behavior easily.

Also, when inserting a new row on 11 or 12 and entering a value as stated above, and all values have been updated, you can then click on any of the monthly rows and see the formulas have been copied automatically, but not on rows 7-10.

If you need me to, I can make a short video of this happening.

Thanks,
CT