"Save as" will not work when trying to save a document in a folder

I have Windows XP. When I try to save a new Word or Excel file document, I
can save it under "My Documents" but for some reason, it cannot be saved into
a folder contained in the "My Documents" area.

If you open Explore (or 'My Computer') can you go to this folder, and if so, within the folder, can you then Rightmouse, New, and create a new Text document?

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Originally Posted by Ernest

I have Windows XP. When I try to save a new Word or Excel file document, I
can save it under "My Documents" but for some reason, it cannot be saved into
a folder contained in the "My Documents" area.