Close, but no cigar!

Row 5 contains Heading Information.
Row 6 contains Numbers

The array formula below only gives me the occurrence of a number in K6. If
K6 is zero, then I get "False".

The result should be something like this:
"Result is as follows...Detail: Hotel=$150.00, Gasoline=$75.00,
Total=$225.00

=IF(SUM(K6:S6)=0,J6,J6&".Detail:
"&IF(K6:S6<>0,K5:S5&"="&TEXT(K6:S6,"$#,##0.00")&IF(SUM(K6:S6)>0,"
,Total="&TEXT(SUM(K6:S6),"$#,##0.00"))))