If the panes were frozen on that worksheet when the file was saved, it's
remembered the next time excel opens that workbook.

If the panes were not frozen when you last saved, but are frozen when you
re-open the workbook, any chance you have a macro running that does some
preliminary setup work for you.

andy b wrote:
>
> whenever an excel file is opened the default setting appears to be frozen panes

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Dave Peterson