I made a design error and think I came up with a better solution. Instead of the set amounts for variable expenses for each month I made a table on the Budget worksheet so each month can have a different amount for each category.

Like I mentioned with the 'Swimming Pool' category I can have amounts for the months that I use chemicals. The winter months will not have amounts entered.

This Budget workbook is still developing and I do appreciate any suggestions.

Thank you Mr. Badly