I figured out what the issue was with your formula:
the "match" range should have been this:
MATCH($C$17&$C$18,Data!$K$61:$V$61,0)))
so formula should be in D21
=SUMPRODUCT(--(($C21=Data!$D$62:$D$7225)*(D$19=Data!$B$62:$B$7225)),INDEX(Data!$K$62:$V$7225,,MATCH($C$17&$C$18,Data!$K$61:$V$61,0)))
It gives me the answer i need w/o using array, so i am not sure if i need array?
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