Index Match - multiple criteria & multiple matches

Hi, I would like to extract Bill cost from "rule" sheet and insert it to "data" sheet using index-match functions. My problem are multiple criteria and multiple matches.

The criteria are Column: Cost type, Power, Penalty Category (The logic goes like AND function).
And i want it to extract "Bills" value from "rule" sheet.

There are multiple matches in all columns (Cost type, Power, Penalty Category) which cause wrong extraction.

How do i solve this problem with index-match function? or, any other function to solve this problem?