OK I think you are making this way too complex
I assume that your formulas are based on certain combinations of those 3 categories, so I would suggest you have a set of 3 tables, 1 for each category. Then in 1 formula (or maybe 3, each in a helper), yuu calc the value for each part, and then add them together
so for instance, for Male, you have a value, for Caucasian, you have a value etc. we can put something together that will grab the values based on those criteria, but you will need to put the tables together for me
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