COUNTIFS and SUMPRODUCT help

I am trying to figure out how to make a cell diplay a sum of other cells in the worksheet IF they meet 2 criteria found in other columns. So for example, Column A displays loan amounts, Column B shows interest rates, Column C shows terms. I want a seperate cell in the worksheet to search columns B and C and if both criteria are met then sum the amounts from column A.
Loan Amounts Rate Term
155,000 3.25 360
125,600 4.0 360
265,000 3.25 120
189,500 3.25 360

I want a cell somewhere else in the worksheet that would show a result of 344,500 (amounts from column A that meet both criteria of 3.25 AND 360, summed)
Any help would be appreciated!