In cell C11 I have my actual earnings, and in D11 I have my budget amounts. I put an If statement together to get three possible true values: Over(budget), Under(budget), or equal. After typing in my formula, I will get return values if C11 is over or under D11 but not if it is equal. Here is my formula =IF((C11<D11),"Under",IF((C11>D11),"Over",IF((C11=D11),"Equal","")))