Is there a combined VLOOKUP & HLOOKUP function?

I use VLOOKUP and HLOOKUP all the time. Is there a function that combines both?

I'd like to set up a data array and read from it using the row heading and column names. So eg read the data from the column called "Car" at the row called "Blue". I see there is an index function but unless I'm reading it wrong that seems to deal solely with column & row numbers, not names.