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=IF(B1="A",(0.2*B2)+IF(B2>=700,0.5*365, 0.65*365),0.25*B2+IF(B2>=700,0.55*365, 0.7*365))
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=IF(B1="A",(0.2*B2)+IF(B2>=700,0.5*365, 0.65*365),0.25*B2+IF(B2>=700,0.55*365, 0.7*365))
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