Returning Value based on references in row and column headers

I am trying to write a formula that will return the value in the cell that is the intersection of a row and column that is referenced.

Almost like using INDEX but instead of defining the row and column I want the formula to search through the rows and columns and pick the row and column that I am referencing and then return the value where that row and column intersect.

Any ideas?

could upload a small example?

Yah here is a quick look at the first attempt

=INDEX($I$13:$N$36,MATCH(S20,$A$3:$A$17,0),MATCH($S$22,$J$13:$N$13,0))

I'll make a small work sheet to match.

I'd like for L6 to reference J6 and J4 and then return the value that is at that intersection in the array.

So L6 should ultimately return 29 and then L7 return 64, etc...

Here is the updated one...

In L6, try this:

=INDEX(C$6:F$27,MATCH(J$4,B$6:B$27,0),MATCH(J6,C$5:F$5,0))

Works perfect thanks!

You're welcome.