Never mind the blanks for now.... Does this give the expected results for "complete" datasets (it's an array formula). I think it does... but I'm getting boggle-eyed!!
=SUMPRODUCT((T1:INDEX(1:1,LARGE(COLUMN(B1:T1)*(B1:T1<>""),9)))/(S1:INDEX(1:1,LARGE(COLUMN(A1:S1)*(A1:S1<>""),9)))-{1,1,1,1,1,1,1,1,1})/9
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