Im trying to Combine text and date formula to add months or days to the date. I want it to say Next payment date: mm/dd/yy the formula adds days or months to last payment date based on their pay frequency.

="Payment Date" &DATE(YEAR(J54),MONTH(J54)+1,DAY(J54))
when i enter this formula i get Payment Date41905

So i tried ="Payment Date" &DATE(YEAR(J54),MONTH(J54)+1,DAY(J54), mm/dd/yyyy)
But now it says there are too many arguements. Please HELP